Overview
Ontario uses a sealed tender (public tender) process for tax sales. Properties are advertised, and interested buyers submit sealed bids by a deadline. The highest bid wins, but there's a one-year redemption period during which the original owner can reclaim the property.
Ontario Key Facts
Redemption
1 year
Sale Type
Sealed Tender
Deposit
20%
Balance Due
14 days
How Ontario Tax Sales Work
Tax Arrears Certificate
Notice Period (1 Year)
Property Advertised
Submit Sealed Bid + Deposit
Winning Bid Announced
Payment & Costs (Ontario)
Minimum Bid
Cancellation Price (taxes + costs)
Initial Deposit
20% of your bid amount
Balance Due
Within 14 days of winning
Payment Method
Certified cheque / bank draft
Note: If owner redeems during the 1-year period, you receive your payment back plus 10% annual interest.
Municipalities with Active Listings
Due Diligence Tips for Ontario
Title Search
Always conduct a title search before bidding to identify liens and encumbrances.
Verify Boundaries
Check property boundaries and access rights before bidding.
Environmental History
Research the property's environmental history for potential contamination.
Legal Advice
Consult a local real estate lawyer familiar with Ontario tax sales.
Full Costs
Account for legal fees, potential repairs, and carrying costs.
Site Visit
Drive by and observe from public areas to assess condition.